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	<title>RealtyDoctor.us</title>
	<link>http://www.realtydoctor.us</link>
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		<title>CNBC</title>
		<description><![CDATA[

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		<link>http://www.realtydoctor.us/2009/12/01/test/</link>
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		<title>5 Things to Consider about the Home Owner’s Association before Buying</title>
		<description><![CDATA[Written By: Kristin Duff
Home Owner’s Associations can have some pretty strict demands on your pocketbook and your lifestyle so here are a few things you should look for before buying in a neighborhood with one in place.
&#8220;I don&#8217;t know why it is that so many people don&#8217;t do more research on their homeowners association,&#8221; said [...]]]></description>
		<link>http://www.realtydoctor.us/2009/10/01/5-things-to-consider-about-the-home-owner%e2%80%99s-association-before-buying/</link>
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		<title>California Governor Signs Important Short Sale Bill</title>
		<description><![CDATA[
Written by Jeremy Smiley, Home Selling in Fresno


Source: FresnoBailOut.com
The California Senate passed SB306 today…Expediting the Short Sale process
So the question is “what this means to home owners and the Short Sale process.

If the Realtor is working with an escrow officer who has prepared a HUD1 the Lenders or Service Companies must either deny a Short [...]]]></description>
		<link>http://www.realtydoctor.us/2009/10/01/california-governor-signs-important-short-sale-bill/</link>
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		<title>STATE BAR TAKES ACTION TO AID HOMEOWNERS IN FORECLOSURE CRISIS</title>
		<description><![CDATA[STATE BAR TAKES ACTION TO AID HOMEOWNERS IN FORECLOSURE CRISIS
MEDIA CONTACT:  Diane Curtis   415-538-2028   diane.curtis@calbar.ca.gov
San Francisco, September 18, 2009 — The State Bar of California, alarmed by the number of lawyers preying on vulnerable homeowners, today identified 16 attorneys who are under investigation for misconduct related to loan modification.
“In my 21 years in attorney discipline, I have [...]]]></description>
		<link>http://www.realtydoctor.us/2009/10/01/state-bar-takes-action-to-aid-homeowners-in-foreclosure-crisis/</link>
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		<title>13,000 Jobs Up in the Air</title>
		<description><![CDATA[Saturn to Shut Down as Penske Deal Collapses
 
(Newser) – Saturn&#8217;s hopes of a life after GM ended today when a deal to sell the brand to Penske Automotive fell through. GM said it will now begin shutting down manufacturing and dealership operations. Penske canceled the deal—which could have saved about 13,000 jobs—because it couldn&#8217;t swing an agreement [...]]]></description>
		<link>http://www.realtydoctor.us/2009/10/01/13000-jobs-up-in-the-air/</link>
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		<title>Is the Expert Really an Expert?</title>
		<description><![CDATA[Written By: Kristin Duff
There&#8217;s no doubt in my mind that one of the most overused words in the world today is EXPERT. It seems that everywhere you turn there are tons of people in every field imaginable that are experts. But the truth is that it takes more than saying you are an expert to [...]]]></description>
		<link>http://www.realtydoctor.us/2009/09/23/is-the-expert-really-an-expert/</link>
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		<title>Mortgage problems are walloping Americans&#8217; credit scores &#8212; latimes.com</title>
		<description><![CDATA[Mortgage problems are walloping Americans&#8217; credit scores &#8212; latimes.com
Posted using ShareThis
Late payments, delinquencies, short sales and foreclosures are on the rise &#8212; and so are the number of borrowers seeing their credit scores plummet, according to scoring company VantageScore Solutions
By Kenneth R. Harney
September 13, 2009
Reporting from Washington - When you do a short sale of [...]]]></description>
		<link>http://www.realtydoctor.us/2009/09/18/mortgage-problems-are-walloping-americans-credit-scores-latimescom/</link>
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		<title>Shoulda, Coulda, If Only I Woulda</title>
		<description><![CDATA[Written By: Kristin Duff
As the market changes, once again, we see home prices going back up, slowely over time. The real estate market is an ever changing roller coaster of events. The homes on the market now are priced aggressively and they don&#8217;t tend to stay available long. Most of the bank owned properties available [...]]]></description>
		<link>http://www.realtydoctor.us/2009/09/11/shoulda-coulda-if-only-i-woulda/</link>
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		<title>Foreclosures Affecting Your Market Value</title>
		<description><![CDATA[ Written By: Kristin Duff
If you have recently pondered selling your home, you must know at this point that there have been many foreclosures and short sales in your area. These homes, priced aggressively, have a direct effect on your homes market value. When selling a home, the asking price is based on comparable homes in [...]]]></description>
		<link>http://www.realtydoctor.us/2009/09/11/foreclosures-affecting-your-market-value/</link>
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		<title>Loan Modifications: A Permanent Fix or Just a Band-aid</title>
		<description><![CDATA[Written By: Kristin Duff
Many homeowners are discovering the hard way that though the idea of a loan modification seems like a miracle, it&#8217;s simply a band-aid. What I mean when I say band-aid is that it&#8217;ll cover the abraision temporarily, making the burn go down and helping to ease the pain, until you have to rip [...]]]></description>
		<link>http://www.realtydoctor.us/2009/09/11/loan-modifications-a-permanent-fix-or-just-a-band-aid/</link>
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